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Thursday, October 14, 2010
Thursday, June 10, 2010
IMG Believes that Financial Freedom Can Be Achieved For All
IMG Believes that Financial Freedom Can Be Achieved For All
Call or Text Me now at +6332-318-0736 and +63917-807-9371
Neal Vryan Versales
Call or Text Me now at +6332-318-0736 and +63917-807-9371
Neal Vryan Versales
7 Ways in Becoming a MiLLionaire
Gotta be the best solution in becoming rich and fulfilling our dreams....
Monday, May 10, 2010
Sunday, May 9, 2010
FREE FINANCIAL EDUCATION SEMINAR/TALK IN CEBU
FREE FINANCIAL EDUCATION SEMINAR/TaLK IN CEBU
Do you want to know where to put your money so you could make it grow twice as the bank's interests and you piggy bank? Come!! and join us for a free Financial Education Seminar/Talk for just an hour of the Talk you will be fully blessed and get knowledge that nobody could give you for free..
PLEASE CONTACT THESE NUMBERS: +6332-318-0736, 0917-807-9371 and look for Neal Vryan.
Do you want to know where to put your money so you could make it grow twice as the bank's interests and you piggy bank? Come!! and join us for a free Financial Education Seminar/Talk for just an hour of the Talk you will be fully blessed and get knowledge that nobody could give you for free..
PLEASE CONTACT THESE NUMBERS: +6332-318-0736, 0917-807-9371 and look for Neal Vryan.
Sunday, March 28, 2010
8 Tips On Becoming Financially Independent
Most people are looking for the latest ideas to achieve financial freedom
People want to better their lifestyles and they want to look out for the future. They want to be able to spend more time with their family and less time working. They want to be able to live the life of their dreams but unfortunately, most people don't ever realize their dreams in life, not because they don't want to, or because they are lazy, but because they don't know how. Before I get on to the list of the latest ideas to achieve financial freedom, let's first look at what most people are doing in life today, yet are not likely to gain financial freedom.
Ideas that just don't work:
1. Saving money
Yes, you can get wealthy and become financially free by saving money, the truth is this method takes many, many years. Now, I am not saying don't save money, in fact if you study successful people and principles, you will see that one of the steps to wealth is in fact to save money. What I am saying is that saving money on its own will not likely be enough to gain financial independence. There are a couple of reasons for this. Firstly, most people spend what they earn; they don't have money left over every month to save. Secondly the rate of inflation is usually higher than the interest rate banks give, so in the end you are actually losing out. For this reason I would not consider saving money as one of the latest Ideas to achieve financial freedom.
2. Being an employee
The biggest problem with being an employee is that you trade time for money, and we all only have 24 hours in a day (caught in the Rat Race). There is a minute percentage of employees that actually earn enough money that they can save/invest it quicker than they spend it. These people however are not the average person. They are people with three or four degrees and were always the 'A' student. These are the really brainy guys. Also, another big problem with being an employee is that you don't get paid your full worth, you can't get paid your full worth because your company has to make a profit from you.
3. Self employed
Being self employed is better than being an employee because you don't have a boss, and you are a little bit more in control of what you do day in and day out. Again, however, the biggest problem with being self employed is that you trade your time for money. If you don't work, you don't get paid. The reason the above methods are not considered latest Ideas to achieve financial freedom and unlikely to make you financially free is because they all lack leverage.
Now let's look at some of the Latest Ideas to achieve financial freedom that do work:
1. Start your own Business from ground level:
If you have a passion for a particular product or service, or if you have identified an unfulfilled gap in the market, then potentially you could start your own business. I say potentially because you would need to do full due diligence before jumping straight in. Most multi-million pound corporations were started by a single person with an idea, from very humble beginnings in a garage or spare bedroom. Some examples of such companies are Microsoft, Virgin, Dell and EBay to name but a few. If you see an opportunity and you have faith and determination, you can make it really, really big! So do you have the next of the latest ideas to achieve financial freedom?
2. Network Marketing / MLM
Starting your own business from scratch can be very daunting and costly if you have no previous experience running a business. This is where network marketing is the perfect training ground. You buy into an established 'system' for what is relatively very low start up costs and you earn while you learn. Network marketing is not like being employed. If you work your business, you can turn it into a million pound organization. Similarly, if you don't work at it, you will not succeed. Network marketing is unfortunately one of the latest Ideas to achieve financial freedom that people are very sceptical about; People dismiss it as a pyramid scheme without understanding the difference.
3. Property Investment
Property investment isn't one of the latest ideas to achieve financial freedom as it has been around for centuries, but in my opinion, is the best medium to long term investment you can make. Statistically, properties in the UK alone have increased by about 10% per year for the last 80 years. Sure there have been periods where property prices have slumped, but they always regain that loss, and always go up in value over the long run.
4. Investing in Shares
There are a number of different shares you can buy, including preference shares, bonds, and gilts but the most popular type is the ordinary share. Ordinary shares simply represent ownership of a company. So, when you buy shares, also known as equities or stocks, you literally become a part-owner of that business. If, for example, a ABC Plc has 100,000 shares worth £1 each and you buy £1,000 of shares, you own 1% of the company. As a shareholder you have a say in the company's affairs by voting at company meetings and, of course, the ability to share in its fortunes. If the company does well, the value of your investment should rise but if it does badly, you could see your shares fall in value.
5. Self Development
Let's face it, the only way to get rich quick is to win the lottery, inherit a fortune or rob a bank. The odds of winning the lottery are practically impossible, not many people have rich grandparents, nor does the prospect of jail appeal to average person. It is however possible for each one of us to make millions upon millions every year, but the truth is we don't know how. Your not going to find a book with a readymade recipe for wealth that will make you wealthy after reading it once, because if that book did exist, we would all be wealthy wouldn't we. But what we do need to do is learn from the best. Learn from people who have been there and done it already, and how we do that is by surrounding ourselves with their presence, their knowledge and their experiences and we do that in the form of books and audio training. Self development is the most underrated of latest Ideas to achieve financial freedom, yet probably the most important.
6. Clear Bad Debts
Firstly, we need to understand that there are 'good' debts and 'bad' debts and we need to understand the difference between them. Not all debts are 'bad'. Some debts can actually make you money. The richest people in the world today have millions of dollars worth of debt, because they understand leverage. If you have a mortgage for a buy-to-let property and you have tenants paying off the mortgage, this is a 'good' debt as it makes you money. You want to accumulate as much 'good' debt as you can. Examples of 'bad' debts are credit cards, car payments, department store cards etc. You are generally paying a fortune (anywhere up to 30%) for these debts and all it is doing is restricting your monthly cash flow. Setup a system so you can pay these debts off quicker, and be disciplined not to get into these debts again. This does not mean you'll never have a fancy car or boat, but what it does mean is that if you do your investing correctly, and build your businesses, you will be able to buy that car cash.
7. Make Money Online
There are a number of ways you can make money online
, working from home and one such way is affiliate marketing. Affiliate marketing is effectively promoting web business, and being rewarded for every visitor, subscriber, customer, and/or sale provided for your efforts. Another way to make money online is create your own web page. A web page on its own won't make you money, but if you can create a website that generates large volumes of traffic, you can make money by getting companies to advertise on your site. Another way which has become very popular with people working from home is through EBay. Some people browse EBay all day, and find items that are undervalued. They buy these items, and resell them again for a profit. Some people make or distribute products through EBay, and they are making very, very good money indeed.om
8. Create unique product / Service / Invention
Another way to make a lot of money is to invent an object or service that will make people's lives easier, or that a lot of people will want. Coming up with inventions is a lot harder that it sounds, but not all inventions have to be complicated. While browsing the internet, I came across a website that sells plastic wishbones. Yes, somebody has come up with an idea to replicate turkey wishbones for Thanks Giving in the States, the idea is that you buy a couple of them and everyone at the table's wish can come true, not just one persons. The company is now producing over 30 000 wishbones a year and at $3 each they are making a fortune.
He forgot something here to take off the scarce mentality that blocking our way to being financial independent individuals.
SOURCE:
People want to better their lifestyles and they want to look out for the future. They want to be able to spend more time with their family and less time working. They want to be able to live the life of their dreams but unfortunately, most people don't ever realize their dreams in life, not because they don't want to, or because they are lazy, but because they don't know how. Before I get on to the list of the latest ideas to achieve financial freedom, let's first look at what most people are doing in life today, yet are not likely to gain financial freedom.
Ideas that just don't work:
1. Saving money
Yes, you can get wealthy and become financially free by saving money, the truth is this method takes many, many years. Now, I am not saying don't save money, in fact if you study successful people and principles, you will see that one of the steps to wealth is in fact to save money. What I am saying is that saving money on its own will not likely be enough to gain financial independence. There are a couple of reasons for this. Firstly, most people spend what they earn; they don't have money left over every month to save. Secondly the rate of inflation is usually higher than the interest rate banks give, so in the end you are actually losing out. For this reason I would not consider saving money as one of the latest Ideas to achieve financial freedom.
2. Being an employee
The biggest problem with being an employee is that you trade time for money, and we all only have 24 hours in a day (caught in the Rat Race). There is a minute percentage of employees that actually earn enough money that they can save/invest it quicker than they spend it. These people however are not the average person. They are people with three or four degrees and were always the 'A' student. These are the really brainy guys. Also, another big problem with being an employee is that you don't get paid your full worth, you can't get paid your full worth because your company has to make a profit from you.
3. Self employed
Being self employed is better than being an employee because you don't have a boss, and you are a little bit more in control of what you do day in and day out. Again, however, the biggest problem with being self employed is that you trade your time for money. If you don't work, you don't get paid. The reason the above methods are not considered latest Ideas to achieve financial freedom and unlikely to make you financially free is because they all lack leverage.
Now let's look at some of the Latest Ideas to achieve financial freedom that do work:
1. Start your own Business from ground level:
If you have a passion for a particular product or service, or if you have identified an unfulfilled gap in the market, then potentially you could start your own business. I say potentially because you would need to do full due diligence before jumping straight in. Most multi-million pound corporations were started by a single person with an idea, from very humble beginnings in a garage or spare bedroom. Some examples of such companies are Microsoft, Virgin, Dell and EBay to name but a few. If you see an opportunity and you have faith and determination, you can make it really, really big! So do you have the next of the latest ideas to achieve financial freedom?
2. Network Marketing / MLM
Starting your own business from scratch can be very daunting and costly if you have no previous experience running a business. This is where network marketing is the perfect training ground. You buy into an established 'system' for what is relatively very low start up costs and you earn while you learn. Network marketing is not like being employed. If you work your business, you can turn it into a million pound organization. Similarly, if you don't work at it, you will not succeed. Network marketing is unfortunately one of the latest Ideas to achieve financial freedom that people are very sceptical about; People dismiss it as a pyramid scheme without understanding the difference.
3. Property Investment
Property investment isn't one of the latest ideas to achieve financial freedom as it has been around for centuries, but in my opinion, is the best medium to long term investment you can make. Statistically, properties in the UK alone have increased by about 10% per year for the last 80 years. Sure there have been periods where property prices have slumped, but they always regain that loss, and always go up in value over the long run.
4. Investing in Shares
There are a number of different shares you can buy, including preference shares, bonds, and gilts but the most popular type is the ordinary share. Ordinary shares simply represent ownership of a company. So, when you buy shares, also known as equities or stocks, you literally become a part-owner of that business. If, for example, a ABC Plc has 100,000 shares worth £1 each and you buy £1,000 of shares, you own 1% of the company. As a shareholder you have a say in the company's affairs by voting at company meetings and, of course, the ability to share in its fortunes. If the company does well, the value of your investment should rise but if it does badly, you could see your shares fall in value.
5. Self Development
Let's face it, the only way to get rich quick is to win the lottery, inherit a fortune or rob a bank. The odds of winning the lottery are practically impossible, not many people have rich grandparents, nor does the prospect of jail appeal to average person. It is however possible for each one of us to make millions upon millions every year, but the truth is we don't know how. Your not going to find a book with a readymade recipe for wealth that will make you wealthy after reading it once, because if that book did exist, we would all be wealthy wouldn't we. But what we do need to do is learn from the best. Learn from people who have been there and done it already, and how we do that is by surrounding ourselves with their presence, their knowledge and their experiences and we do that in the form of books and audio training. Self development is the most underrated of latest Ideas to achieve financial freedom, yet probably the most important.
6. Clear Bad Debts
Firstly, we need to understand that there are 'good' debts and 'bad' debts and we need to understand the difference between them. Not all debts are 'bad'. Some debts can actually make you money. The richest people in the world today have millions of dollars worth of debt, because they understand leverage. If you have a mortgage for a buy-to-let property and you have tenants paying off the mortgage, this is a 'good' debt as it makes you money. You want to accumulate as much 'good' debt as you can. Examples of 'bad' debts are credit cards, car payments, department store cards etc. You are generally paying a fortune (anywhere up to 30%) for these debts and all it is doing is restricting your monthly cash flow. Setup a system so you can pay these debts off quicker, and be disciplined not to get into these debts again. This does not mean you'll never have a fancy car or boat, but what it does mean is that if you do your investing correctly, and build your businesses, you will be able to buy that car cash.
7. Make Money Online
There are a number of ways you can make money online
, working from home and one such way is affiliate marketing. Affiliate marketing is effectively promoting web business, and being rewarded for every visitor, subscriber, customer, and/or sale provided for your efforts. Another way to make money online is create your own web page. A web page on its own won't make you money, but if you can create a website that generates large volumes of traffic, you can make money by getting companies to advertise on your site. Another way which has become very popular with people working from home is through EBay. Some people browse EBay all day, and find items that are undervalued. They buy these items, and resell them again for a profit. Some people make or distribute products through EBay, and they are making very, very good money indeed.om
8. Create unique product / Service / Invention
Another way to make a lot of money is to invent an object or service that will make people's lives easier, or that a lot of people will want. Coming up with inventions is a lot harder that it sounds, but not all inventions have to be complicated. While browsing the internet, I came across a website that sells plastic wishbones. Yes, somebody has come up with an idea to replicate turkey wishbones for Thanks Giving in the States, the idea is that you buy a couple of them and everyone at the table's wish can come true, not just one persons. The company is now producing over 30 000 wishbones a year and at $3 each they are making a fortune.
He forgot something here to take off the scarce mentality that blocking our way to being financial independent individuals.
SOURCE:
Wednesday, February 10, 2010
Money Can't Buy Happiness, So Man Gives Away Every Penny of His £3 Million Fortune
Money Can't Buy Happiness, So Man Gives Away Every Penny of His £3 Million Fortune
Karl Rabeder grew up poor and thought that life would be wonderful if he had money. But when he got rich, Karl discovered that he was unhappy so he decided to give away every penny of his £3 million fortune:
SOURCE:
Karl Rabeder grew up poor and thought that life would be wonderful if he had money. But when he got rich, Karl discovered that he was unhappy so he decided to give away every penny of his £3 million fortune:
"My idea is to have nothing left. Absolutely nothing," he told The Daily Telegraph. "Money is counterproductive it prevents happiness to come."
Instead, he will move out of his luxury Alpine retreat into a small wooden hut in the mountains or a simple bedsit in Innsbruck.
His entire proceeds are going to charities he set up in Central and Latin America, but he will not even take a salary from these.
"For a long time I believed that more wealth and luxury automatically meant more happiness," he said. "I come from a very poor family where the rules were to work more to achieve more material things, and I applied this for many years," said Mr Rabeder.
But over time, he had another, conflicting feeling.
"More and more I heard the words: ‘Stop what you are doing now all this luxury and consumerism and start your real life’," he said. "I had the feeling I was working as a slave for things that I did not wish for or need. I have the feeling that there are lot of people doing the same thing."
SOURCE:
Tuesday, February 2, 2010
What’s The Best Investment In The World?
What’s The Best Investment In The World?
Question: Are You Business Wise?
When you die, all the money you hold becomes Mickey Mouse money. All. The Dollars, the Euros, the Yen, the Yuan, the Peso
You know that.
But are you doing something about it?
You need to be business wise like Nanay Coring.
You need to start converting your material wealth into eternal wealth. How? Start giving generously to God and to the poor.
Giving to God isn’t just a spiritual thing. At the end of the day, it’s also the wisest, most practical thing to do. It makes all the business sense in the world.
I know of a lot of very rich businessmen who aren’t giving to God or to others. So their wealth will be very short lived. It will only last until their life on earth.
I strongly suggest you convert your worldly money to the only currency that Heaven will accept. Heaven has only one currency: Love. Loving God and others is really the only thing you can bring with you when you die.
Read carefully what Jesus says. You’ll be shocked:
Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.
Wow. Can you believe it?
It’s actually possible to exchange what you have for the currency of your future home. While on planet earth, you can actually store great treasure in Heaven.
That’s why I believe generosity is the wisest, the best, the most perfect investment in the world.
How Much Is Your Balance?
Let me ask you a very important question: How much of your worldly wealth have you used to create your heavenly wealth?
How much investments have you already wire to Heaven?
When you put your money in the bank, the bank gives you a bank book. There, you find a history of your deposits. If Heaven issued you a bank book, how much deposits have you already made so far?
In other words, how much have you loved?
How much have you served?
How much have you used your material wealth to give love?
But Let Me Clarify:
It’s Building Heaven On Planet Earth!
Warning: What I’ll say next will be hard to swallow.
So chew on it. This is definitely not milk for those starting in the spiritual journey, but solid food for the mature.
I’ve met Christians whose only goal in life is to go to Heaven. Their only concern is to guarantee a Heavenly visa. To them, this is what salvation is all about. Nothing else.
Friend, I want you to outgrow that attitude.
Because I don’t believe this is the point of Christianity.
Think with me: Today, there are 25,000 children who die every single day because of poverty and hunger and all we can think of is our personal Heaven? Today, there are many people around us who are starving for God’s love and all we can think of is our personal Heaven?
Jesus didn’t call you to be His disciple just so you can go to Heaven only. Jesus called you to be His disciple so that you can bring Heaven down to earth, specifically to those who are in hell right now because of their material, emotional, and spiritual poverty. Jesus called you to be His disciple to love the way He did. Jesus died on the Cross so that you too can die for others.
So what am I saying?
Everytime you’re generous because of love, you transfer your wealth to a particular Heaven that starts now, right here on planet earth. And it’s not a personal Heaven, but a Heaven for others.
I’ve got one last thing to say
Among These 5,
Who Are You?
When it comes to managing money, there are five kinds of people in this world. Who are you?
#1: Gloria Gastadora(the Spender):
Gloria Gastadora lives on 100% of her income. Sometimes, when she borrows money, she lives on 120% of her income. She’s never absent during Midnight Sales. Her credit cards are faded due to overuse. Even if she wants to give to God or invest in her future, she cannot. Obviously, after all is spent, she has nothing to give to God except her loose change. In Church, Gloria Gastadora isn’t a tither, but a tipper.
#2: Kunat Kuripot(The Saver):
Kunat is a frugal and fearful fellow. He lives on 80% of his income, because he saves 20% or more for his future. He lives in fear. He feels safe only when he knows he’s got lots of money in the bank. It really seems safe, except that he doesn’t know that putting his life savings in the bank isn’t such a wise idea at all. When he retires, Kunat will realize that his savings isn’t enough. And like Gloria Gastadora, Kunat Kuripot can only give his spare change to God because he’s always afraid of his future.
#3: Bertong Bulag(The blind):
As a kid, Berto was a financial whiz. Upon graduating from college, he already opened a mutual fund. He also started investing in a blue chip company in the stock market, putting small amounts of money every month. He also started a business, and it has done very well. Berto has become wealthy. The problem is that he still cannot give to God, because he sees it as an expense, like it was a luxury he can’t afford. He doesn’t realize that giving to God is also an investment the most secure and long-term investment of them all.
#4: Wally Waldas(The wrong giver):
Wally has no problem giving to others. He is very generous to others, but he isn’t generous to himself. Because he doesn’t invest for the future. Wally just likes giving his money away to people who end up abusing him. His close friends tell him that his giving is no longer helping others, because they have become parasites. But he’s blinded by his need for their attention. Wally, in the long run, cannot even give to God, because his money will be long gone.
#5: Manny Mapagmaha(The right giver)l:
Manny gives to God, gives to others, and gives to himself. After receiving his income, the first thing he does is set aside 10% to God. The second thing he does is to set aside 20% to put in investment vehicles such as funds, stocks, businesses, and real estate. He also has set aside an Emergency Fund 3 to 6 months of his salary in the bank. The third thing he does is to limit his expenses to 70% of his income.
Today, Manny is prosperous. He now gives 20% to God, invests 30%, and lives on 50% of his income. In his old age, he’ll continue to be even more generous.
Question: Are You Business Wise?
When you die, all the money you hold becomes Mickey Mouse money. All. The Dollars, the Euros, the Yen, the Yuan, the Peso
You know that.
But are you doing something about it?
You need to be business wise like Nanay Coring.
You need to start converting your material wealth into eternal wealth. How? Start giving generously to God and to the poor.
Giving to God isn’t just a spiritual thing. At the end of the day, it’s also the wisest, most practical thing to do. It makes all the business sense in the world.
I know of a lot of very rich businessmen who aren’t giving to God or to others. So their wealth will be very short lived. It will only last until their life on earth.
I strongly suggest you convert your worldly money to the only currency that Heaven will accept. Heaven has only one currency: Love. Loving God and others is really the only thing you can bring with you when you die.
Read carefully what Jesus says. You’ll be shocked:
Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.
Wow. Can you believe it?
It’s actually possible to exchange what you have for the currency of your future home. While on planet earth, you can actually store great treasure in Heaven.
That’s why I believe generosity is the wisest, the best, the most perfect investment in the world.
How Much Is Your Balance?
Let me ask you a very important question: How much of your worldly wealth have you used to create your heavenly wealth?
How much investments have you already wire to Heaven?
When you put your money in the bank, the bank gives you a bank book. There, you find a history of your deposits. If Heaven issued you a bank book, how much deposits have you already made so far?
In other words, how much have you loved?
How much have you served?
How much have you used your material wealth to give love?
But Let Me Clarify:
It’s Building Heaven On Planet Earth!
Warning: What I’ll say next will be hard to swallow.
So chew on it. This is definitely not milk for those starting in the spiritual journey, but solid food for the mature.
I’ve met Christians whose only goal in life is to go to Heaven. Their only concern is to guarantee a Heavenly visa. To them, this is what salvation is all about. Nothing else.
Friend, I want you to outgrow that attitude.
Because I don’t believe this is the point of Christianity.
Think with me: Today, there are 25,000 children who die every single day because of poverty and hunger and all we can think of is our personal Heaven? Today, there are many people around us who are starving for God’s love and all we can think of is our personal Heaven?
Jesus didn’t call you to be His disciple just so you can go to Heaven only. Jesus called you to be His disciple so that you can bring Heaven down to earth, specifically to those who are in hell right now because of their material, emotional, and spiritual poverty. Jesus called you to be His disciple to love the way He did. Jesus died on the Cross so that you too can die for others.
So what am I saying?
Everytime you’re generous because of love, you transfer your wealth to a particular Heaven that starts now, right here on planet earth. And it’s not a personal Heaven, but a Heaven for others.
I’ve got one last thing to say
Among These 5,
Who Are You?
When it comes to managing money, there are five kinds of people in this world. Who are you?
#1: Gloria Gastadora(the Spender):
Gloria Gastadora lives on 100% of her income. Sometimes, when she borrows money, she lives on 120% of her income. She’s never absent during Midnight Sales. Her credit cards are faded due to overuse. Even if she wants to give to God or invest in her future, she cannot. Obviously, after all is spent, she has nothing to give to God except her loose change. In Church, Gloria Gastadora isn’t a tither, but a tipper.
#2: Kunat Kuripot(The Saver):
Kunat is a frugal and fearful fellow. He lives on 80% of his income, because he saves 20% or more for his future. He lives in fear. He feels safe only when he knows he’s got lots of money in the bank. It really seems safe, except that he doesn’t know that putting his life savings in the bank isn’t such a wise idea at all. When he retires, Kunat will realize that his savings isn’t enough. And like Gloria Gastadora, Kunat Kuripot can only give his spare change to God because he’s always afraid of his future.
#3: Bertong Bulag(The blind):
As a kid, Berto was a financial whiz. Upon graduating from college, he already opened a mutual fund. He also started investing in a blue chip company in the stock market, putting small amounts of money every month. He also started a business, and it has done very well. Berto has become wealthy. The problem is that he still cannot give to God, because he sees it as an expense, like it was a luxury he can’t afford. He doesn’t realize that giving to God is also an investment the most secure and long-term investment of them all.
#4: Wally Waldas(The wrong giver):
Wally has no problem giving to others. He is very generous to others, but he isn’t generous to himself. Because he doesn’t invest for the future. Wally just likes giving his money away to people who end up abusing him. His close friends tell him that his giving is no longer helping others, because they have become parasites. But he’s blinded by his need for their attention. Wally, in the long run, cannot even give to God, because his money will be long gone.
#5: Manny Mapagmaha(The right giver)l:
Manny gives to God, gives to others, and gives to himself. After receiving his income, the first thing he does is set aside 10% to God. The second thing he does is to set aside 20% to put in investment vehicles such as funds, stocks, businesses, and real estate. He also has set aside an Emergency Fund 3 to 6 months of his salary in the bank. The third thing he does is to limit his expenses to 70% of his income.
Today, Manny is prosperous. He now gives 20% to God, invests 30%, and lives on 50% of his income. In his old age, he’ll continue to be even more generous.
6 Keys To Break Off A Poverty Mindset
6 Keys To Break Off A Poverty Mindset
In this article Dani shares from her own personal experiences, what it takes to break off a poverty mindset and how to get rid of habits that keep you from financial success in your life! Make this your year to start developing a healthy foundation for financial prosperity. Now more than ever it’s important to get a hold of these key principles and set yourself up for dynamic financial change that is long lasting!
Below are 6 quick tips to help you identify what a poverty mindset looks like and how to break it once and for all, ensuring that it doesn’t destroy you and your family!
1. Your Environment Is Everything!
I grew up on welfare with parents who continuously ran out of money 4-7 days before the next set of food stamps came. I also watched them use the money for drugs which is why they never had money for anything other than basic food and shelter. There was also a lot of abuse: violent fights & screaming. No peace. No security. We would often eat ‘wonder bread’ and marjoram with garlic salt on top and that was dinner. Growing up in that environment ABSOLUTELY shapes one’s mind about money and life. I would hear from my parents that we can’t afford this and can’t afford that, as if there was no other way to get money other than welfare. There was no budgeting to help make the money last the full 2 weeks. They would get their check and blow it on junk food, alcohol, drugs etc. Then act like victims for the rest of the days while waiting for the next check or shall I say, the next binge. Change your environment, and you change your financial future.
2. Don’t Speak The Language Of Poverty!
There are things that can impact our financial mindset as an adult, both good and bad. Let’s start with the bad, it is the most common. When you as a child see the patterns of adult spending habits, it clearly teaches you how to spend. Out of fourteen thousand hours of school we all had from kindergarten to grade twelve, how many hours were spent on teaching you and me financial wisdom? A BIG FAT ZERO!!! So where did you learn your financial habits? Other adults: primarily your parents. We spend the way they spend. We value what they value. We carry their views on most things. So if your parents spent foolishly, their actions taught you to spend foolishly. If your parents spent wisely, you would gravitate towards wisdom in finances. If your parents were really wise they would have explained why they spend the way they do and how to by-pass financial failures through proper money management. I grew up hearing a language of poverty that sounds like this: we can’t afford it, we don’t have the money, that’s for the rich people not for us. All of those statements are victimized, poverty statements. Change your language, and you change your financial future.
First time here? Learn more about Dani Johnson and Call To Freedom Int’l and how we can help you succeed in everyday life here.
3. Eliminate Unhealthy Financial Traditions!
I am living proof that the unhealthy traditions that ARE passed down from one generation to the next CAN AND WILL be broken, if you are serious about BREAKING THEM! I went from welfare to multi-millionaire.
1. First, it starts with making a decision. So do you like where you are at financially? Are you tired of the excuses of being broke? Tired of the pressure of debt? Do you not want to live the way you were taught and are you ready for a serious change? If so, then make a decision today to do whatever it takes to take action towards financial independence.
2. Second, you MUST learn some new skills to replace the poor skills you may have learned from those around you.
3. Third, realize that repetition is the mother of skill. Through repetition you have learned poor financial skills and through repetition you will learn great financial skills. Be careful who you learn from. If you want to become financially independent you should learn from someone who is, not someone who looks like they have a lot of money. Most people that look like they have a lot of money, often, do not. Most people are far from reaching their goal of financial independence.
Change your traditions, and you change your financial future.
4. Understand The Power Of Repetition!
We are all products of our environments. We learned how to walk, talk, and eat from those around us. Everything we know how to do we learned, or at the very least we were influenced by those around us. We typically do what we see others do, even if it’s not good. Have you ever said ‘I will never be like’, or have you ever sworn not to say and do things that your parents said and did, only to find yourself doing and saying the same things? Well there you go! History is repeating itself, again! Decisions made without establishing new skills will lead to failure of the decisions becoming a reality. Change your habits, and you change your financial future.
5. A Solid Financial Foundation Starts Early!
Your children are always listening and watching, whether you realize it or not. They see everything and they learn so much faster than we as adults do. Groom them for Success instead of unintentionally grooming them for failure. If your kids are going to succeed it is going to have to come from you. Do you want them to suffer financially in the future? Do you want them to have the same struggles you have had? Or do you want them to have the best shot at success? Grooming the Next Generation for Success will help you teach kids to succeed now and in the future. When they learn while young, success becomes a part of their very fiber instead of hoping they will succeed they will be groomed to succeed! Help someone else succeed, and you change your financial future.
6. Take Action!
If you are reading this right now, know that you have been chosen for those negative traditions to NOT pass through you. It’s out of ignorance that we fail. I love this quote by Solomon, the richest man who ever lived, A prudent man sees danger and takes refuge, but the simple keep going and suffer for it.Don’t be stupid!! If I could learn how to become financially independent then so can you. If thousands of my clients could experience financial success, then so can you. Do not let this be another article you have just ‘read’. Take action today. Start learning the difference between wise and foolish spending. Learn how to create assets instead of liabilities.
There Are 3 Key Skills Concerning Money.
1. How to make it (most know how to do this)see Unlimited Success for more help in this area.
2. How to keep it (very few today know how to do that)see War On Debt for more help in this area.
3. How to make it your slave instead of you being a slave to it (even fewer know how to do that)see First Steps To Success for more help in this area.
Money is always looking for a place to go. If you do not direct it yourself towards something wise (that’s NOT another pair of black shoes or more toys and tools), money gets SUCKED UP into thin air. Poof it’s gone. The time is NOW for all of us to step up to the plate, leave our bad financial failures and habits behind and hit a home run into our kid’s futures. I’m in, what about you?
Take action right now, and you change your financial future forever.
In this article Dani shares from her own personal experiences, what it takes to break off a poverty mindset and how to get rid of habits that keep you from financial success in your life! Make this your year to start developing a healthy foundation for financial prosperity. Now more than ever it’s important to get a hold of these key principles and set yourself up for dynamic financial change that is long lasting!
Below are 6 quick tips to help you identify what a poverty mindset looks like and how to break it once and for all, ensuring that it doesn’t destroy you and your family!
1. Your Environment Is Everything!
I grew up on welfare with parents who continuously ran out of money 4-7 days before the next set of food stamps came. I also watched them use the money for drugs which is why they never had money for anything other than basic food and shelter. There was also a lot of abuse: violent fights & screaming. No peace. No security. We would often eat ‘wonder bread’ and marjoram with garlic salt on top and that was dinner. Growing up in that environment ABSOLUTELY shapes one’s mind about money and life. I would hear from my parents that we can’t afford this and can’t afford that, as if there was no other way to get money other than welfare. There was no budgeting to help make the money last the full 2 weeks. They would get their check and blow it on junk food, alcohol, drugs etc. Then act like victims for the rest of the days while waiting for the next check or shall I say, the next binge. Change your environment, and you change your financial future.
2. Don’t Speak The Language Of Poverty!
There are things that can impact our financial mindset as an adult, both good and bad. Let’s start with the bad, it is the most common. When you as a child see the patterns of adult spending habits, it clearly teaches you how to spend. Out of fourteen thousand hours of school we all had from kindergarten to grade twelve, how many hours were spent on teaching you and me financial wisdom? A BIG FAT ZERO!!! So where did you learn your financial habits? Other adults: primarily your parents. We spend the way they spend. We value what they value. We carry their views on most things. So if your parents spent foolishly, their actions taught you to spend foolishly. If your parents spent wisely, you would gravitate towards wisdom in finances. If your parents were really wise they would have explained why they spend the way they do and how to by-pass financial failures through proper money management. I grew up hearing a language of poverty that sounds like this: we can’t afford it, we don’t have the money, that’s for the rich people not for us. All of those statements are victimized, poverty statements. Change your language, and you change your financial future.
First time here? Learn more about Dani Johnson and Call To Freedom Int’l and how we can help you succeed in everyday life here.
3. Eliminate Unhealthy Financial Traditions!
I am living proof that the unhealthy traditions that ARE passed down from one generation to the next CAN AND WILL be broken, if you are serious about BREAKING THEM! I went from welfare to multi-millionaire.
1. First, it starts with making a decision. So do you like where you are at financially? Are you tired of the excuses of being broke? Tired of the pressure of debt? Do you not want to live the way you were taught and are you ready for a serious change? If so, then make a decision today to do whatever it takes to take action towards financial independence.
2. Second, you MUST learn some new skills to replace the poor skills you may have learned from those around you.
3. Third, realize that repetition is the mother of skill. Through repetition you have learned poor financial skills and through repetition you will learn great financial skills. Be careful who you learn from. If you want to become financially independent you should learn from someone who is, not someone who looks like they have a lot of money. Most people that look like they have a lot of money, often, do not. Most people are far from reaching their goal of financial independence.
Change your traditions, and you change your financial future.
4. Understand The Power Of Repetition!
We are all products of our environments. We learned how to walk, talk, and eat from those around us. Everything we know how to do we learned, or at the very least we were influenced by those around us. We typically do what we see others do, even if it’s not good. Have you ever said ‘I will never be like’, or have you ever sworn not to say and do things that your parents said and did, only to find yourself doing and saying the same things? Well there you go! History is repeating itself, again! Decisions made without establishing new skills will lead to failure of the decisions becoming a reality. Change your habits, and you change your financial future.
5. A Solid Financial Foundation Starts Early!
Your children are always listening and watching, whether you realize it or not. They see everything and they learn so much faster than we as adults do. Groom them for Success instead of unintentionally grooming them for failure. If your kids are going to succeed it is going to have to come from you. Do you want them to suffer financially in the future? Do you want them to have the same struggles you have had? Or do you want them to have the best shot at success? Grooming the Next Generation for Success will help you teach kids to succeed now and in the future. When they learn while young, success becomes a part of their very fiber instead of hoping they will succeed they will be groomed to succeed! Help someone else succeed, and you change your financial future.
6. Take Action!
If you are reading this right now, know that you have been chosen for those negative traditions to NOT pass through you. It’s out of ignorance that we fail. I love this quote by Solomon, the richest man who ever lived, A prudent man sees danger and takes refuge, but the simple keep going and suffer for it.Don’t be stupid!! If I could learn how to become financially independent then so can you. If thousands of my clients could experience financial success, then so can you. Do not let this be another article you have just ‘read’. Take action today. Start learning the difference between wise and foolish spending. Learn how to create assets instead of liabilities.
There Are 3 Key Skills Concerning Money.
1. How to make it (most know how to do this)see Unlimited Success for more help in this area.
2. How to keep it (very few today know how to do that)see War On Debt for more help in this area.
3. How to make it your slave instead of you being a slave to it (even fewer know how to do that)see First Steps To Success for more help in this area.
Money is always looking for a place to go. If you do not direct it yourself towards something wise (that’s NOT another pair of black shoes or more toys and tools), money gets SUCKED UP into thin air. Poof it’s gone. The time is NOW for all of us to step up to the plate, leave our bad financial failures and habits behind and hit a home run into our kid’s futures. I’m in, what about you?
Take action right now, and you change your financial future forever.
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