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Wednesday, February 10, 2010

Money Can't Buy Happiness, So Man Gives Away Every Penny of His £3 Million Fortune

Money Can't Buy Happiness, So Man Gives Away Every Penny of His £3 Million Fortune

Karl Rabeder grew up poor and thought that life would be wonderful if he had money. But when he got rich, Karl discovered that he was unhappy so he decided to give away every penny of his £3 million fortune:
"My idea is to have nothing left. Absolutely nothing," he told The Daily Telegraph. "Money is counterproductive it prevents happiness to come."
Instead, he will move out of his luxury Alpine retreat into a small wooden hut in the mountains or a simple bedsit in Innsbruck.
His entire proceeds are going to charities he set up in Central and Latin America, but he will not even take a salary from these.
"For a long time I believed that more wealth and luxury automatically meant more happiness," he said. "I come from a very poor family where the rules were to work more to achieve more material things, and I applied this for many years," said Mr Rabeder.
But over time, he had another, conflicting feeling.
"More and more I heard the words: ‘Stop what you are doing now all this luxury and consumerism and start your real life’," he said. "I had the feeling I was working as a slave for things that I did not wish for or need. I have the feeling that there are lot of people doing the same thing."

SOURCE:

Tuesday, February 2, 2010

What’s The Best Investment In The World?

What’s The Best Investment In The World?

Question: Are You Business Wise?

          When you die, all the money you hold becomes Mickey Mouse money. All. The Dollars, the Euros, the Yen, the Yuan, the Peso
You know that.

But are you doing something about it?

          You need to be business wise like Nanay Coring.

          You need to start converting your material wealth into eternal wealth. How? Start giving generously to God and to the poor.

Giving to God isn’t just a spiritual thing. At the end of the day, it’s also the wisest, most practical thing to do. It makes all the business sense in the world.

I know of a lot of very rich businessmen who aren’t giving to God or to others. So their wealth will be very short lived. It will only last until their life on earth.

I strongly suggest you convert your worldly money to the only currency that Heaven will accept. Heaven has only one currency: Love. Loving God and others is really the only thing you can bring with you when you die.

          Read carefully what Jesus says. You’ll be shocked:

Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.

          Wow. Can you believe it?

It’s actually possible to exchange what you have for the currency of your future home. While on planet earth, you can actually store great treasure in Heaven.

That’s why I believe generosity is the wisest, the best, the most perfect investment in the world.

 How Much Is Your Balance?

          Let me ask you a very important question: How much of your worldly wealth have you used to create your heavenly wealth?

          How much investments have you already wire to Heaven?

          When you put your money in the bank, the bank gives you a bank book. There, you find a history of your deposits. If Heaven issued you a bank book, how much deposits have you already made so far?

          In other words, how much have you loved?

          How much have you served?

How much have you used your material wealth to give love?

But Let Me Clarify:

It’s Building Heaven On Planet Earth!

Warning: What I’ll say next will be hard to swallow.

So chew on it. This is definitely not milk for those starting in the spiritual journey, but solid food for the mature.

I’ve met Christians whose only goal in life is to go to Heaven. Their only concern is to guarantee a Heavenly visa. To them, this is what salvation is all about. Nothing else.

Friend, I want you to outgrow that attitude.

Because I don’t believe this is the point of Christianity.

Think with me: Today, there are 25,000 children who die every single day because of poverty and hunger and all we can think of is our personal Heaven? Today, there are many people around us who are starving for God’s love and all we can think of is our personal Heaven?

Jesus didn’t call you to be His disciple just so you can go to Heaven only. Jesus called you to be His disciple so that you can bring Heaven down to earth, specifically to those who are in hell right now because of their material, emotional, and spiritual poverty. Jesus called you to be His disciple to love the way He did. Jesus died on the Cross so that you too can die for others.

So what am I saying?

Everytime you’re generous because of love, you transfer your wealth to a particular Heaven that starts now, right here on planet earth. And it’s not a personal Heaven, but a Heaven for others.

I’ve got one last thing to say
Among These 5,

Who Are You?

When it comes to managing money, there are five kinds of people in this world. Who are you?

#1: Gloria Gastadora(the Spender):

Gloria Gastadora lives on 100% of her income. Sometimes, when she borrows money, she lives on 120% of her income. She’s never absent during Midnight Sales. Her credit cards are faded due to overuse. Even if she wants to give to God or invest in her future, she cannot. Obviously, after all is spent, she has nothing to give to God except her loose change. In Church, Gloria Gastadora isn’t a tither, but a tipper.

#2: Kunat Kuripot(The Saver):

Kunat is a frugal and fearful fellow. He lives on 80% of his income, because he saves 20% or more for his future. He lives in fear. He feels safe only when he knows he’s got lots of money in the bank. It really seems safe, except that he doesn’t know that putting his life savings in the bank isn’t such a wise idea at all. When he retires, Kunat will realize that his savings isn’t enough. And like Gloria Gastadora, Kunat Kuripot can only give his spare change to God because he’s always afraid of his future.

#3: Bertong Bulag(The blind):

          As a kid, Berto was a financial whiz. Upon graduating from college, he already opened a mutual fund. He also started investing in a blue chip company in the stock market, putting small amounts of money every month. He also started a business, and it has done very well. Berto has become wealthy. The problem is that he still cannot give to God, because he sees it as an expense, like it was a luxury he can’t afford. He doesn’t realize that giving to God is also an investment the most secure and long-term investment of them all.

#4: Wally Waldas(The wrong giver):

          Wally has no problem giving to others. He is very generous to others, but he isn’t generous to himself. Because he doesn’t invest for the future. Wally just likes giving his money away to people who end up abusing him. His close friends tell him that his giving is no longer helping others, because they have become parasites. But he’s blinded by his need for their attention. Wally, in the long run, cannot even give to God, because his money will be long gone.

#5: Manny Mapagmaha(The right giver)l:

          Manny gives to God, gives to others, and gives to himself.   After receiving his income, the first thing he does is set aside 10% to God. The second thing he does is to set aside 20% to put in investment vehicles such as funds, stocks, businesses, and real estate. He also has set aside an Emergency Fund 3 to 6 months of his salary in the bank. The third thing he does is to limit his expenses to 70% of his income.

Today, Manny is prosperous. He now gives 20% to God, invests 30%, and lives on 50% of his income. In his old age, he’ll continue to be even more generous.

6 Keys To Break Off A Poverty Mindset

6 Keys To Break Off A Poverty Mindset

In this article Dani shares from her own personal experiences, what it takes to break off a poverty mindset and how to get rid of habits that keep you from financial success in your life! Make this your year to start developing a healthy foundation for financial prosperity. Now more than ever it’s important to get a hold of these key principles and set yourself up for dynamic financial change that is long lasting!
Below are 6 quick tips to help you identify what a poverty mindset looks like and how to break it once and for all, ensuring that it doesn’t destroy you and your family!

1. Your Environment Is Everything!
I grew up on welfare with parents who continuously ran out of money 4-7 days before the next set of food stamps came. I also watched them use the money for drugs which is why they never had money for anything other than basic food and shelter. There was also a lot of abuse: violent fights & screaming. No peace. No security. We would often eat ‘wonder bread’ and marjoram with garlic salt on top and that was dinner. Growing up in that environment ABSOLUTELY shapes one’s mind about money and life. I would hear from my parents that we can’t afford this and can’t afford that, as if there was no other way to get money other than welfare. There was no budgeting to help make the money last the full 2 weeks. They would get their check and blow it on junk food, alcohol, drugs etc. Then act like victims for the rest of the days while waiting for the next check or shall I say, the next binge. Change your environment, and you change your financial future.

2. Don’t Speak The Language Of Poverty!
There are things that can impact our financial mindset as an adult, both good and bad. Let’s start with the bad, it is the most common. When you as a child see the patterns of adult spending habits, it clearly teaches you how to spend. Out of fourteen thousand hours of school we all had from kindergarten to grade twelve, how many hours were spent on teaching you and me financial wisdom? A BIG FAT ZERO!!! So where did you learn your financial habits? Other adults: primarily your parents. We spend the way they spend. We value what they value. We carry their views on most things. So if your parents spent foolishly, their actions taught you to spend foolishly. If your parents spent wisely, you would gravitate towards wisdom in finances.  If your parents were really wise they would have explained why they spend the way they do and how to by-pass financial failures through proper money management. I grew up hearing a language of poverty that sounds like this: we can’t afford it, we don’t have the money, that’s for the rich people not for us.  All of those statements are victimized, poverty statements. Change your language, and you change your financial future.
First time here? Learn more about Dani Johnson and Call To Freedom Int’l and how we can help you succeed in everyday life here.

3. Eliminate Unhealthy Financial Traditions!
I am living proof that the unhealthy traditions that ARE passed down from one generation to the next CAN AND WILL be broken, if you are serious about BREAKING THEM! I went from welfare to multi-millionaire.

   1. First, it starts with making a decision. So do you like where you are at financially? Are you tired of the excuses of being broke? Tired of the pressure of debt? Do you not want to live the way you were taught and are you ready for a serious change? If so, then make a decision today to do whatever it takes to take action towards financial independence.
   2. Second, you MUST learn some new skills to replace the poor skills you may have learned from those around you.
   3. Third, realize that repetition is the mother of skill. Through repetition you have learned poor financial skills and through repetition you will learn great financial skills. Be careful who you learn from. If you want to become financially independent you should learn from someone who is, not someone who looks like they have a lot of money. Most people that look like they have a lot of money, often, do not.  Most people are far from reaching their goal of financial independence.

Change your traditions, and you change your financial future.

4. Understand The Power Of Repetition!
We are all products of our environments. We learned how to walk, talk, and eat from those around us. Everything we know how to do we learned, or at the very least we were influenced by those around us. We typically do what we see others do, even if it’s not good. Have you ever said ‘I will never be like’, or have you ever sworn not to say and do things that your parents said and did, only to find yourself doing and saying the same things? Well there you go! History is repeating itself, again!  Decisions made without establishing new skills will lead to failure of the decisions becoming a reality. Change your habits, and you change your financial future.

5. A Solid Financial Foundation Starts Early!
Your children are always listening and watching, whether you realize it or not.  They see everything and they learn so much faster than we as adults do.  Groom them for Success instead of unintentionally grooming them for failure.  If your kids are going to succeed it is going to have to come from you. Do you want them to suffer financially in the future?  Do you want them to have the same struggles you have had? Or do you want them to have the best shot at success? Grooming the Next Generation for Success will help you teach kids to succeed now and in the future.  When they learn while young, success becomes a part of their very fiber instead of hoping they will succeed they will be groomed to succeed! Help someone else succeed, and you change your financial future.

6. Take Action!
If you are reading this right now, know that you have been chosen for those negative traditions to NOT pass through you. It’s out of ignorance that we fail. I love this quote by Solomon, the richest man who ever lived, A prudent man sees danger and takes refuge, but the simple keep going and suffer for it.Don’t be stupid!! If I could learn how to become financially independent then so can you. If thousands of my clients could experience financial success, then so can you. Do not let this be another article you have just ‘read’. Take action today. Start learning the difference between wise and foolish spending. Learn how to create assets instead of liabilities.

There Are 3 Key Skills Concerning Money.

   1. How to make it (most know how to do this)see Unlimited Success for more help in this area.
   2. How to keep it (very few today know how to do that)see War On Debt for more help in this area.
   3. How to make it your slave instead of you being a slave to it (even fewer know how to do that)see First Steps To Success for more help in this area.

Money is always looking for a place to go. If you do not direct it yourself towards something wise (that’s NOT another pair of black shoes or more toys and tools), money gets SUCKED UP into thin air. Poof it’s gone. The time is NOW for all of us to step up to the plate, leave our bad financial failures and habits behind and hit a home run into our kid’s futures. I’m in, what about you?

Take action right now, and you change your financial future forever.